The Dividend Experiment

On the reasons why the (Almost) Daily dividends pie is so popular on Trading 212. If you are a Trading 212 user, you’ll probably have come across the (Almost) Daily Dividends pie. It has been right up there at the top of the list of pies in the social feed for over two, maybe three […]

On why high-yield Income Shares ETPs can be risky, how they work, and the dangers of capital erosion. Every now and again, there are some financial products that catch on and spread like wildfire within the investing community.  Currently, it’s the High-Yield Income Shares ETPs. It’s not hard to see why; they are nicely packaged,

On why emotional balance in investing matters more than stock picking, and how staying calm helps investors avoid costly mistakes during market noise. In investing, one of the most underrated skills is not financial modelling, macroeconomic insight, or even knowing the right stocks to pick. It’s emotional balance — the ability to stay calm, grounded,

On how to win at investing by focusing on dividends instead of stock picking, trading, or trying to beat the market. 73% of people lose money when they trade CFDs.  Roughly 90% of active public equity fund managers underperform their index benchmark. Approximately 80% of day traders lose money over the course of a year.

On the 4 key essential foundations you need before investing: income, an emergency fund, knowledge, and emotional balance. When you first learn about investing, it’s exciting. You want to get started straight away. It feels like a big step toward a better financial future, and the earlier you begin, the more time compound interest has

On how to protect yourself from AI job disruption by learning to build your own UBI through dividend income and a minimum viable lifestyle. PricewaterhouseCoopers(PwC) estimates that up to 30% of jobs globally are at risk of automation by the mid-2030s.  Entire sectors, from customer service to accounting, are already seeing roles vanish or transform.

On how FX fees and currency fluctuations affect your Trading 212 investment returns. Many Trading 212 users often complain about FX (foreign exchange) “fees” eating into their returns.  While the platform does charge a small currency conversion fee, most of the loss people notice actually comes from something else: currency fluctuation. When investing internationally, you’re

On investing £1000 a day in the S&P 500 for 30 days, the results, and why I will never do it again. I see a lot of these challenges where people are investing £1, £5, or £10 into the stock market or gold. People seem to love them for two reasons: As a content creator,

On why ISA Transfers can be tricky, with hidden fees, transfer delays, and risks that may affect your investments. Bank switching in the UK is super popular. Almost every “make some extra amount of money as a side hustle” website lists it as one of the main sources of income. People say bank switching doesn’t

On the differences between AutoInvest and manual investing on Trading 212 Pies, and which approach suits your investing goals. When they first start out on the app, new investors on Trading 212 often find a pie, do their research on it, and decide that it suits their investing goals. They make the decision to invest